Fertility Insurance 101

While fertility insurance benefits can help make treatment more affordable, it takes time and research to understand exactly what’s covered in your plan. Here’s how to navigate the information-gathering process and determine your best financial path forward.

Fertility Insurance 101

While fertility insurance benefits can help make treatment more affordable, it takes time and research to understand exactly what’s covered in your plan. Here’s how to navigate the information-gathering process and determine your best financial path forward.

Fertility Insurance 101

While fertility insurance benefits can help make treatment more affordable, it takes time and research to understand exactly what’s covered in your plan. Here’s how to navigate the information-gathering process and determine your best financial path forward.

Fertility Insurance 101

While fertility insurance benefits can help make treatment more affordable, it takes time and research to understand exactly what’s covered in your plan. Here’s how to navigate the information-gathering process and determine your best financial path forward.

Ask the Right Questions

Insurance coverage of fertility treatment and medications can vary widely. The best way to determine what your plan covers is to contact your insurance provider for an in-depth explanation of your benefits. If your plan is employer-provided, you can also ask your company’s human resources department to explain your coverage.

Illustration of couple going through fertility treatment

Ask the Right Questions

Insurance coverage of fertility treatment and medications can vary widely. The best way to determine what your plan covers is to contact your insurance provider for an in-depth explanation of your benefits. If your plan is employer-provided, you can also ask your company’s human resources department to explain your coverage.

Illustration of couple going through fertility treatment

Ask the Right Questions

Insurance coverage of fertility treatment and medications can vary widely. The best way to determine what your plan covers is to contact your insurance provider for an in-depth explanation of your benefits. If your plan is employer-provided, you can also ask your company’s human resources department to explain your coverage.

Illustration of couple going through fertility treatment

Verifying your insurance coverage

insurance illustration
Not all insurance plans cover fertility treatment, and we recommend reviewing your plan’s details to confirm your benefits.
If your plan is employer-provided, ask your company’s human resources department to explain your fertility coverage. You may find that some options are covered with contingencies, while others aren’t covered at all.
Illustration of two women speaking about fertility

Insurance terms to know

illustration of money savings

Deductible

The amount you owe for healthcare services before your health insurance begins to pay.

Insurance terms to know

illustration of money savings

Deductible

The amount you owe for healthcare services before your health insurance begins to pay.

Insurance terms to know

illustration of money savings

Deductible

The amount you owe for healthcare services before your health insurance begins to pay.

Next steps and paying out of pocket

If you determine that you do not have insurance coverage of fertility medications, or you choose to reserve your benefits for medical treatment, there may be additional ways to lower the cost. Explore our resources to compare the costs of cash pricing, learn about financing options, and apply for manufacturer-sponsored assistance programs.

Illustration of next steps plus paying out of pocket

Next steps and paying out of pocket

If you determine that you do not have insurance coverage of fertility medications, or you choose to reserve your benefits for medical treatment, there may be additional ways to lower the cost. Explore our resources to compare the costs of cash pricing, learn about financing options, and apply for manufacturer-sponsored assistance programs.

Illustration of next steps plus paying out of pocket

Next steps and paying out of pocket

If you determine that you do not have insurance coverage of fertility medications, or you choose to reserve your benefits for medical treatment, there may be additional ways to lower the cost. Explore our resources to compare the costs of cash pricing, learn about financing options, and apply for manufacturer-sponsored assistance programs.

Illustration of next steps plus paying out of pocket

We’re here to help you navigate the complexity of fertility treatment.

So that we can support you as much as possible, we ask that you keep us informed about your health needs and review our patient terms and conditions. If you have any questions, reach out through in-app messaging or by phone at 1-800-874-5881 to speak with one of our care specialists.

We’re here to help you navigate the complexity of fertility treatment.

So that we can support you as much as possible, we ask that you keep us informed about your health needs and review our patient terms and conditions. If you have any questions, reach out through in-app messaging or by phone at 1-800-874-5881 to speak with one of our care specialists.

We’re here to help you navigate the complexity of fertility treatment.

So that we can support you as much as possible, we ask that you keep us informed about your health needs and review our patient terms and conditions. If you have any questions, reach out through in-app messaging or by phone at 1-800-874-5881 to speak with one of our care specialists.