Managing the costs of fertility treatment

There are various ways to make fertility treatment more affordable, from maximizing your insurance coverage to enrolling in manufacturer’s assistance programs. We’ll help you find your best option.

Managing the costs of fertility treatment

There are various ways to make fertility treatment more affordable, from maximizing your insurance coverage to enrolling in manufacturer’s assistance programs. We’ll help you find your best option.

Managing the costs of fertility treatment

There are various ways to make fertility treatment more affordable, from maximizing your insurance coverage to enrolling in manufacturer’s assistance programs. We’ll help you find your best option.

Managing the costs of fertility treatment

There are various ways to make fertility treatment more affordable, from maximizing your insurance coverage to enrolling in manufacturer’s assistance programs. We’ll help you find your best option.

Financial paths for your fertility journey

Insurance Coverage

Many health insurance plans offer some coverage of fertility treatment, with fertility medications covered under either prescription or medical benefits.

Employer Fertility Benefits

A growing number of companies are offering fertility benefits, separate from traditional health insurance, that cover a range of treatments and services.

Paying Out of Pocket

If you are paying for your medications out of pocket, you can reduce costs through manufacturer assistance programs, scholarships, and grants.

Fertility Loans

Some lending companies provide personal loans specifically for fertility treatments, including support for medication costs, with flexible monthly payment options.

Financial paths for your fertility journey

Insurance Coverage

Many health insurance plans offer some coverage of fertility treatment, with fertility medications covered under either prescription or medical benefits.

Employer Fertility Benefits

A growing number of companies are offering fertility benefits, separate from traditional health insurance, that cover a range of treatments and services.

Paying Out of Pocket

If you are paying for your medications out of pocket, you can reduce costs through manufacturer assistance programs, scholarships, and grants.

Fertility Loans

Some lending companies provide personal loans specifically for fertility treatments, including support for medication costs, with flexible monthly payment options.

Financial paths for your fertility journey

Insurance Coverage

Many health insurance plans offer some coverage of fertility treatment, with fertility medications covered under either prescription or medical benefits.

Employer Fertility Benefits

A growing number of companies are offering fertility benefits, separate from traditional health insurance, that cover a range of treatments and services.

Paying Out of Pocket

If you are paying for your medications out of pocket, you can reduce costs through manufacturer assistance programs, scholarships, and grants.

Fertility Loans

Some lending companies provide personal loans specifically for fertility treatments, including support for medication costs, with flexible monthly payment options.

Financial paths for your fertility journey

Insurance Coverage

Many health insurance plans offer some coverage of fertility treatment, with fertility medications covered under either prescription or medical benefits.

Employer Fertility Benefits

A growing number of companies are offering fertility benefits, separate from traditional health insurance, that cover a range of treatments and services.

Paying Out of Pocket

If you are paying for your medications out of pocket, you can reduce costs through manufacturer assistance programs, scholarships, and grants.

Fertility Loans

Some lending companies provide personal loans specifically for fertility treatments, including support for medication costs, with flexible monthly payment options.

No matter your path, we’ve got you covered

No matter your path, we’ve got you covered

No matter your path, we’ve got you covered

Insurance Coverage

Insurance Coverage

Insurance Coverage

The best way to determine what your health insurance plan covers is to contact your insurance carrier for an in-depth explanation of your benefits. Use our tips to prepare for the conversation.


For a comprehensive overview of this payment option, including how to maximize limited insurance coverage, view our guide to fertility insurance coverage.

The best way to determine what your health insurance plan covers is to contact your insurance carrier for an in-depth explanation of your benefits. Use our tips to prepare for the conversation.


For a comprehensive overview of this payment option, including how to maximize limited insurance coverage, view our guide to fertility insurance coverage.

Manufacturer Assistance Programs

Alto’s manufacturing partners offer a variety of financial assistance plans to alleviate medication expenses. We encourage you to review the requirements and apply directly if you qualify.

EMD Serono provides discounted medication through the Compassionate Care ( financial need) and Compassionate Corps (military status) Programs.

Covered Medications
+Cetrotide
+Gonal-f
+Ovidrel

Ferring Pharmaceuticals offers several financial assistance programs including HeartTomorrow for elective egg freezing, Heart for Heroes for veterans and their spouses, and HeartBeat for fertility preservation prior to cancer treatment. Learn more here.

Covered Medications 
+Endometrin
+Fyremadel
+Menopur
+Novarel

Manufacturer Assistance Programs

There are companies that provide personal loans specifically for fertility treatments, including support for medication costs, with flexible monthly payment options. Alto works with leading fertility lenders to help our customers access their medications.

When working with any lender, verify the interest rate and any other fees. Many of these companies have budgeting tools on their websites so that you can get a sense of what your monthly payments will be before you decide to take out a loan.

EMD Serono provides discounted medication through the Compassionate Care ( financial need) and Compassionate Corps (military status) Programs..

Ferring Pharmaceuticals offers a variety of financial assistance programs, including HeartTomorrow for elective egg freezing, Heart for Heroes for veterans and their spouses, and HeartBeat for fertility preservation prior to cancer treatment.

Manufacturer Assistance Programs

There are companies that provide personal loans specifically for fertility treatments, including support for medication costs, with flexible monthly payment options. Alto works with leading fertility lenders to help our customers access their medications.

When working with any lender, verify the interest rate and any other fees. Many of these companies have budgeting tools on their websites so that you can get a sense of what your monthly payments will be before you decide to take out a loan.

EMD Serono provides discounted medication through the Compassionate Care ( financial need) and Compassionate Corps (military status) Programs..

Ferring Pharmaceuticals offers a variety of financial assistance programs, including HeartTomorrow for elective egg freezing, Heart for Heroes for veterans and their spouses, and HeartBeat for fertility preservation prior to cancer treatment.

Manufacturer Assistance Programs

Alto’s manufacturing partners offer a variety of financial assistance plans to alleviate medication expenses. We encourage you to review the requirements and apply directly if you qualify.

EMD Serono provides discounted medication through the Compassionate Care ( financial need) and Compassionate Corps (military status) Programs.

Covered Medications
+Cetrotide
+Gonal-f
+Ovidrel

Ferring Pharmaceuticals offers several financial assistance programs including HeartTomorrow for elective egg freezing, Heart for Heroes for veterans and their spouses, and HeartBeat for fertility preservation prior to cancer treatment. Learn more here.

Covered Medications 
+Endometrin
+Fyremadel
+Menopur
+Novarel

Fertility Loans

There are companies that provide personal loans specifically for fertility treatments, including support for medication costs, with flexible monthly payment options. Alto works with leading fertility lenders to help our customers access their medications. When working with any lender, verify the interest rate and any other fees. Many of these companies have budgeting tools on their websites so that you know what your monthly payments will be before you decide to take out a loan.

CapexMD offers a variety of loans to assist with fertility treatments and medication costs. The company sends loan funds directly to your clinic and pharmacy to pay for services.

LendingClub’s loan options include IVF, fertility preservation, medications, and donor services. The company sends loan funds directly to your clinic and pharmacy to pay for services.

PatientFi offers financing of up to $50,000 for all fertility-related treatments, including clinical costs, medications, and other related services. Funds are accessed through a digital wallet.

Sunfish supports fertility journeys with loans from $5-100,000 and single-digit APRs. The fertility loan application fee is waived for Alto customers.

Fertility Loans

There are companies that provide personal loans specifically for fertility treatments, including support for medication costs, with flexible monthly payment options. Alto works with leading fertility lenders to help our customers access their medications.

When working with any lender, verify the interest rate and any other fees. Many of these companies have budgeting tools on their websites so that you can get a sense of what your monthly payments will be before you decide to take out a loan.

CapexMD offers a variety of loans to assist with fertility treatments and medication costs. The company sends loan funds directly to your clinic and pharmacy to pay for services.

LendingClub’s loan options include IVF, fertility preservation, medications, and donor services. The company sends loan funds directly to your clinic and pharmacy to pay for services.

PatientFi offers financing of up to $50,000 for all fertility-related treatments, including clinical costs, medications, and other related services. Funds are accessed through a digital wallet.

Sunfish supports fertility journeys with loans from $5-100,000 and single-digit APRs. The fertility loan application fee is waived for Alto customers.

Fertility Loans

There are companies that provide personal loans specifically for fertility treatments, including support for medication costs, with flexible monthly payment options. Alto works with leading fertility lenders to help our customers access their medications.

When working with any lender, verify the interest rate and any other fees. Many of these companies have budgeting tools on their websites so that you can get a sense of what your monthly payments will be before you decide to take out a loan.

CapexMD offers a variety of loans to assist with fertility treatments and medication costs. The company sends loan funds directly to your clinic and pharmacy to pay for services.

LendingClub’s loan options include IVF, fertility preservation, medications, and donor services. The company sends loan funds directly to your clinic and pharmacy to pay for services.

PatientFi offers financing of up to $50,000 for all fertility-related treatments, including clinical costs, medications, and other related services. Funds are accessed through a digital wallet.

Sunfish supports fertility journeys with loans from $5-100,000 and single-digit APRs. The fertility loan application fee is waived for Alto customers.

Fertility Loans

There are companies that provide personal loans specifically for fertility treatments, including support for medication costs, with flexible monthly payment options. Alto works with leading fertility lenders to help our customers access their medications. When working with any lender, verify the interest rate and any other fees. Many of these companies have budgeting tools on their websites so that you know what your monthly payments will be before you decide to take out a loan.

CapexMD offers a variety of loans to assist with fertility treatments and medication costs. The company sends loan funds directly to your clinic and pharmacy to pay for services.

LendingClub’s loan options include IVF, fertility preservation, medications, and donor services. The company sends loan funds directly to your clinic and pharmacy to pay for services.

PatientFi offers financing of up to $50,000 for all fertility-related treatments, including clinical costs, medications, and other related services. Funds are accessed through a digital wallet.

Sunfish supports fertility journeys with loans from $5-100,000 and single-digit APRs. The fertility loan application fee is waived for Alto customers.

Scholarships and Grants

Scholarships and Grants

Scholarships and Grants

Many nonprofit organizations offer scholarships and grants to help cover a portion of fertility treatment costs. Some are based on income level and demonstrated financial need while others are designed to support specific groups like members of the LGBTQ+ community. Our friends at RESOLVE: The National Infertility Association have put together a list of opportunities here.

There are companies that provide personal loans specifically for fertility treatments, including support for medication costs, with flexible monthly payment options. Alto works with leading fertility lenders to help our customers access their medications.

When working with any lender, verify the interest rate and any other fees. Many of these companies have budgeting tools on their websites so that you can get a sense of what your monthly payments will be before you decide to take out a loan.

There are companies that provide personal loans specifically for fertility treatments, including support for medication costs, with flexible monthly payment options. Alto works with leading fertility lenders to help our customers access their medications.

When working with any lender, verify the interest rate and any other fees. Many of these companies have budgeting tools on their websites so that you can get a sense of what your monthly payments will be before you decide to take out a loan.

FAQs

How much do fertility medications cost?
How can I find out if my insurance plan covers fertility medications?
If I don’t have insurance coverage for fertility medications, are there ways to save money?
How much do fertility medications cost?
How can I find out if my insurance plan covers fertility medications?
If I don’t have insurance coverage for fertility medications, are there ways to save money?
How much do fertility medications cost?
How can I find out if my insurance plan covers fertility medications?
If I don’t have insurance coverage for fertility medications, are there ways to save money?

A convenient and seamless prescription experience when it matters most

A convenient and seamless prescription experience when it matters most

A convenient and seamless prescription experience when it matters most